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Verifone determines the card type through communications with processing bank

Verifone determines the card type though communications with processing bank

(NOT CURRENTLY AVAILABLE FROM VERIFONE)

Upon completion of the sale within TransActPOS and the selection of the Payment of Credit Card, the customer plunges their credit card into the Verifone device. The Verifone device corresponds with the processor to determine the type of card present in the device.

If the processor indicates that the card is a Credit card:
The system calculates the Surcharge amount and presents the option to accept or decline it.
If the customer accepts the Surcharge by selecting “YES,” TransActPOS sends the invoice amount plus the Surcharge amount for authorization, creates and pays the invoice in full for the invoice amount which includes the Surcharge.
If the customer declines the Surcharge by selecting “NO,” the system returns control to the clerk to select another payment method. The transaction is not completed.
If the processor indicates the card is a Debit card:

TransActPOS sends the invoice amount for authorization, creates and pays the invoice in full for the invoice amount. No Surcharge is applied.

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Note: A record of the Verifone selected card type selected will be present within the TransActPOS data and on the printed receipt. A reconciliation of the type of card payment made by Verifone and the responding card type from the processing bank will verify the accuracy of the Verifone’s claim of card type.